Hump Day Neutrals

Shades of gray, brown, and cream on this Hump Day.  And again in a flippy skirt.  All good by me.

Sweater: J.Crew Factory (alternative, which is basically identical)

Skirt: Loft (alternative)

Shoes: Banana Republic (super budget - and cute! - alternative)

Necklace: J.Crew Factory (alternative)